Comment on How To Register And Verify Your Alipay Without Chinese Bank Account by Brian Y.
Basically, you will need a card that issued by bank that located in china in order for real name verification.
I recently also facing the same problem. The seller is compensating a small amount for my purchase due to item that I purchase not in the perfect condition. For my scenario, the seller is using the feature of transfer instead of getting through the actual refund process. If you case is similar to myself, what you need to do in order to accept the transfer in successful is to click on the notification from alipay app and click on valification, then select type of document and document id.
I managed to accept the transfer into my alipay account. But yet to use the amount for my next purchase. Not sure it can be done or not.
